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From a strictly technical standpoint, a money market account is safer as the balance, up to the limit, is backed by the United States Government, provided you are a customer of an insured bank. It is theoretically possible for a money market mutual fund to fall below $1.00 in net asset value, or "break the buck" as it is known.


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What follows are some general rules of thumb and some things to look for when opening a new checking or savings account to earn a bonus. Rule #1: Read all of the fine print. When signing up for a new bank bonus, it’s easy to get excited about the prospect of earning some quick money and throwing caution to the wind.


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Advantages & Disadvantages of Money Market Accounts. A money market account, or money market deposit account, is a government-insured bank account that pays relatively high interest rates and.


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